Earn 6% interest on your money

DimeFi is the most simple and secure way to earn high interest from DeFi.

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Interest Paid Daily

Get paid everyday. Deposit and withdraw funds anytime for free.

Secure

Enterprise-grade asset storage with real-time DeFi monitoring.

Get 10x Your Bank Rate

See how DimeFi compares to other platforms.

DimeFi*

6% APY

Online Banks

0.6% APY

Big Banks

0.04% APY

*DimeFi is a registered Money Services Business ('MSB') with the US Treasury Department. DimeFi is not a bank.

*Benchmark information is collected from the websites of each financial institution. Last updated on May 12, 2022.

Never Sacrifice Security Again

DimeFi is built with battle-tested security standard and works with industry-leading partners to provide multi-layer security for digital assets.

Total Encryption

DimeFi securely saves your data with AES-256 encryption and leverages Transport Layer Security (TLS) to protect it in transit.

DeFi Real-Time Monitoring

DimeFi leverages in-house built real-time monitoring system to detect early risk signals for our investments.

Certified Security

DimeFi securely stores digital assets with our SOC 2 Type II certified-custodian partner.

Multifactor Authentication

DimeFi requires multifactor authentication with advanced adaptive risk control to protect your account access.

Earn more,
Invest in Crypto.
Earn more,
Invest in Crypto.

No costly commissions fees

Trading on DimeFi is free, forever.

0.2% Cashback

Make 0.2% cashback every time you buy and sell cryptocurrencies.

Earn Interest for crypto

Earn more with your crypto positions.

Frequently Asked Questions

How does DimeFi provide 6% APY?

When you deposit with DimeFi, your USD will be converted to USD-pegged stablecoins so we can put those dollars to work in decentralized finance (DeFi) to earn yields. USD-pegged stablecoins are cryptocurrencies whose value is aimed to always peg to a dollar.

DimeFi earns a reward by lending funds to reputable institution borrowers and DeFi liquidity pools to support their financial activities like crypto trading, lending, and borrowing. Learn more here.

Other types of cryptocurrency in your DimeFi account are subject to different interest rates. Visit here for more details.

How does DimeFi keep funds secure?

DimeFi works with reputable institution borrowers and most-vetted DeFi platforms to deploy our assets for yields.

DimeFi also partners with Fireblocks to store our assets in enterprise-grade asset storage with multi-layer approval process for every transaction. It ensures the security of funds *before* they are deployed to DeFi protocols. Learn more about Fireblocks here.

DimeFi converts the USD deposits only to USD-pegged stablecoins, which means the price fluctuation of volatile digital assets like Bitcoin or Ether will not decrease the value of our principals. However, under extreme market volatility, stablecoins can lose value in events like stablecoin depeg.

Crypto lending is not at zero risk. To learn more about your risks and how do we mitigate them, check out this article.

When can I withdraw my funds?

If you deposit your money via ACH, you will be able to withdraw your funds for free 10 days after the transaction is settled on DimeFi. If your fund is deposited via blockchain, you will be able to withdraw immediately after the transaction is settled on the blockchain.

Are my funds FDIC-insured?

Because cryptocurrency is not legal tender, and because DimeFi is not a bank, funds at DimeFi are not FDIC-insured.

Is DimeFi available in my U.S. state?

DimeFi is currently not available to residents in Connecticut, Florida, Hawaii, Illinois, Louisiana, New York, Texas, or Washington. We are actively working on making our service available everywhere in the US.

How do taxes work?

Consolidated tax documents (1099-Misc) will be available inside our app at the beginning of 2023 so you can easily import your tax information for common tax services like TurboTax or H&R Block.

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